What We OfferNON-WARRANTABLE CONDO FINANCING
Conventional lenders pass on these. We don't. Whether the project has high investor concentration, pending litigation, or non-conforming HOA structures, we have the lending solutions to close transactions that others can't.
Key Features of Non-Warrantable Condo Financing
High Investor Concentration: Financing available for projects where investor-owned units exceed agency guidelines.
Pending Litigation: We work with developments that are ineligible for conventional financing due to active HOA or developer litigation.
Non-Conforming HOA Structures: Projects with delinquent dues, underfunded reserves, or non-standard governance accepted.
Commercial Space Ratios: Buildings with higher-than-permitted commercial square footage considered on a case-by-case basis.
Condotels: Select programs available for hotel-condo hybrid properties ineligible for agency financing.
Coverage and Usage
Eligible Properties: Condominium units in projects that do not meet Fannie Mae or Freddie Mac warrantability standards.
Usage: Primary residence, second home, or investment purchase.
These loans exist for buyers who've found the right unit in a project that conventional lenders won't touch — and need a financing partner with the product depth to make it work.