What We Offer

NEW CONSTRUCTION CONDO FINANCING

Financing for buyers purchasing in developments that haven't yet met standard agency requirements. We navigate presale thresholds, phased approvals, and developer timelines — so your contract doesn't fall apart at the finish line.

Key Features of New Construction Condo Financing

  • Pre-Sale Threshold Flexibility: Financing available even when a development hasn't reached conventional presale requirements.

  • Phased Project Approval: We work within phased approval structures common to large-scale condo developments.

  • Developer Coordination: Experienced in navigating builder timelines, delayed closings, and extended rate lock needs.

  • Extended Rate Locks: Available to protect buyers in developments with longer construction or delivery windows.

  • Down Payment: Typically 10%–20% depending on project status and program.

Coverage and Usage

  • Eligible Properties: New construction condominium units in developments under active presale or delivery phase.

  • Usage: Primary residence, second home, or investment purchase.

These loans are designed for buyers committed to a new construction condo who need a lender experienced enough to close when conventional options fall short.