What We OfferCONSTRUCTION LENDING
Ground-up and renovation financing for custom builds, spec homes, and mixed-use developments — structured around your project timeline, not a standard draw schedule. We work with builders, developers, and owner-occupants who need a capital partner as sophisticated as the project itself.
Key Features of Construction Lending
Loan Types: Ground-up construction, renovation, and construction-to-permanent financing.
Draw Schedules: Flexible, milestone-based draw structures aligned with your build timeline.
Borrower Types: Owner-occupants, custom home builders, and residential developers.
Qualification: Available for self-employed borrowers and those with non-traditional income documentation.
Transition to Permanent Financing: Seamless conversion options from construction to long-term mortgage upon completion.
Coverage and Usage
Eligible Projects: Custom single-family homes, spec builds, gut renovations, and mixed-use residential developments.
Usage: Primary residence, second home, or investment property.
These loans are built for borrowers who require financing that moves with the complexity of a construction project — not against it.